Terms of Use

These terms of use ("Terms"), together with the privacy policy, set out the legal terms regarding any product or service we provide to you to you on this website, any sub-domains of it, through any app or platform, or on any third party site where we are used.

Pickle is a trading style of Salad Finance Limited ("we", "us" or "our"). Salad Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 795723) to carry out credit broking and lending activities. Registered in England and Wales (No. 11006249). Registered Office: 49 Greek Street, London W1D 4EG.

Agreement

By accessing or using our website, or any app or platform of ours (the "Services") you will be entering into an agreement with us and accepting these Terms. No person other than you and us shall have any rights under these Terms.

You must be at least 18 years old to use our Services.

The Services

Our Services are provided "as is" and "as available". We make no guarantees that the Services will always be accurate, uninterrupted, or error-free. While we take reasonable care to ensure that information is accurate at the time it is published, we do not promise that all content will remain up to date.

The information and content provided through our Services are for general information purposes only and should not be regarded as personal financial advice. You are responsible for how you use the information available on the Services and any decisions you make as a result.

Nothing in these Terms limits or excludes any responsibilities we may have to you under relevant laws or rules made by the Financial Conduct Authority (FCA). Where we carry out any regulated activity, such as credit broking, we do so in accordance with our obligations as an FCA-authorised firm.

We may update, change, or suspend parts of the Services at any time without prior notice.

Changes

We have sole discretion to update, delete or restrict access, for certain users, to certain areas of the Services. We are not responsible for any modifications or removal of the Services and shall not be liable to you or any third party for such actions. By continuing to use the Services after such changes are implemented, you are accepting them. Any material changes will be notified where legally required.

Intellectual property

All intellectual property rights in the Services — including their design, text, graphics, software, data, and any other materials — are owned by us or our licensors. These rights are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, revocable, non-exclusive, non-transferable licence to access and use the Services for your own personal, lawful, and non-commercial purposes only. You must not copy, reproduce, modify, distribute, display, sell, lease, or create derivative works from any part of the Services without our prior written consent.

Any ideas, feedback, or suggestions you provide to us in relation to the Services (“Feedback”) may be used by us freely and without charge, and you agree that we may use such Feedback for any purpose.

Nothing in these Terms transfers ownership of any intellectual property rights to you. All rights not expressly granted are reserved.

We may collect and process information about your use of the Services as described in our Privacy Policy. Such information will only be used in accordance with applicable data protection law and our regulatory obligations as an FCA-authorised firm.

Behaviour

You must not use the Services in any unlawful, harmful, or fraudulent manner, or attempt to interfere with or disrupt any part of the Services, their security, or their functionality.

Automated access (e.g., scraping, bots) is prohibited unless expressly authorised by us.

Changes to Terms

We may update these Terms at any time without notifying you in advance. We will notify you of any changes by posting the new Terms on this page and updating the "Last updated" date at the bottom of these Terms. By continuing to use the Services after such changes are implemented, you are accepting them.

Limitations

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.

This includes liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any duties we owe to you under relevant laws or rules made by the Financial Conduct Authority.

Except as set out above, and to the fullest extent permitted by law:

  • We are not liable for any indirect, incidental, special, or consequential loss or damage, including loss of profits, data, goodwill, business opportunity, or anticipated savings arising from your use of, or inability to use, the Services.
  • We are not responsible for losses caused by factors outside our reasonable control.
  • We do not guarantee that the Services or their content will always be accurate, complete, secure, or free from errors or interruptions.

Where we provide information about financial products or services, we do so in accordance with our regulatory obligations. However, we do not accept liability for decisions you make based solely on general information provided through the Services. You are responsible for assessing whether any product or service meets your needs before entering into an agreement.

If you are dissatisfied with the Services or any part of these Terms, your sole and exclusive remedy is to stop using the Services.

Indemnity

You agree to protect, defend, and hold us and our affiliates harmless from any damages, losses, demands, costs, liabilities, and expenses arising from your violation of these Terms or any unlawful use of the Services. You agree to address any such matters promptly and at your own expense upon receiving written notice from us.

General

Exclusive jurisdiction of the courts of England and Wales applies to these Terms.

Last updated on 21/11/2025